KToday Funding Group
Privacy Policy
We are committed to transparency about how we handle your information when you use our website and business funding services.
Overview
This Privacy Policy describes how Cagey Holdings, Inc. DBA KToday Funding Group (“KTFG”, “KToday Funding Group”, “we”, “us”, or “our”) collects, uses, shares, and protects information when you visit our website, submit an application, or use our business funding matching services (collectively, the “Services”).
By using the Site or Services, you consent to the practices described in this Privacy Policy and our Terms of Service. If you do not agree with this policy, please do not use our Services.
Information We Collect
We collect information you provide directly and information generated through your use of our Services, including:
- Contact and identity information, such as name, email address, phone number, and business address;
- Business information, including company name, industry, revenue, time in business, and ownership details;
- Financial and application information, such as tax returns, bank statements, credit reports, and other documentation requested to evaluate funding options;
- Account and profile information you submit or update through the Site;
- Communications you send to us, including emails, forms, and support requests;
- Technical and usage data, such as IP address, browser type, device information, and pages visited.
How We Use Information
We use the information we collect to:
- Match you with banks, credit unions, alternative lenders, funders, and other funding sources;
- Process, review, and transmit your application to Funding Providers on your behalf;
- Verify application information using internal and third-party data sources;
- Communicate with you about your application, account, and available products or services;
- Improve, maintain, and secure our website and Services;
- Comply with legal obligations and respond to lawful requests.
Sharing and Disclosure
We do not sell your personal information. We may share your information in the following circumstances:
- With Funding Providers to evaluate and process funding requests you authorize;
- Within our company, affiliated companies (companies related by common ownership), contractors, and agents who assist in operating our Services and are bound by confidentiality obligations;
- With partners and affiliates to service, market, or underwrite our products and services, as permitted by law;
- With service providers who perform functions on our behalf, such as hosting, analytics, and communications;
- When required by law, regulation, legal process, or governmental request;
- When we believe disclosure is reasonably necessary to protect the rights, property, or safety of KTFG, our users, or others.
You acknowledge that KTFG may disclose information you provide if required to do so by law, at the request of a third-party, or if we, in our sole discretion, believe that disclosure is reasonable to comply with legal process or protect rights and property.
External Data and Verification
By providing application information, you authorize us to obtain information from third-party sources to verify certain fields of your application based on external information (“External Data”). KTFG reserves the right to obtain External Data at any time during your use of the Service until either you or KTFG terminate rights under our agreement.
You are solely responsible for the accuracy of information you provide and assume liability regarding content you submit and your interactions with third parties.
Cookies and Similar Technologies
We may use cookies, pixels, and similar technologies to maintain sessions, remember preferences, understand how visitors use our website, and improve performance. You can manage cookie preferences through your browser settings. Disabling certain cookies may affect the functionality of some features.
Security
We maintain physical, administrative, procedural, and technical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. No method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account.
Data Retention
We retain information for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods may vary depending on the type of information and applicable legal requirements.
Your Rights
Depending on your location, you may have rights to access, correct, delete, or restrict the processing of your personal information. You may also have the right to object to certain processing or request data portability where applicable.
To exercise these rights or update your profile information, visit your account on the Site or contact us at admin@ktodayfunding.com. We will respond to legitimate requests in accordance with applicable law.
Children's Privacy
Our Services are intended for business purposes and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us so we can take appropriate action.
Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised policy on this page and, where appropriate, provide additional notice of material changes. Your continued use of the Site or Services after changes are posted constitutes acceptance of the updated policy.
It is your responsibility to review this page periodically for updates.
Contact Us
Questions about this Privacy Policy or our data practices should be sent to admin@ktodayfunding.com.