Merchant Cash Advance

Business Funding Strategies That Make Cash Flow

Get matched with flexible options built around how your business earns, spends, and grows.

  • Capital for payroll, inventory, marketing, and growth
  • Fast review with clear next steps
  • Options aligned with business cash flow

Step 1 of 6

Business identity

Start with the basics. No credit impact.

0/255

We never share your data.

Trusted by operators moving fast
Boltshift Mochi Host Expo NuBuilders Simpli Angie's

Cash flow moves fast

Growth should not stop because cash is tied up.

A strong business can still run into short-term pressure: payroll, inventory, equipment, marketing, slow receivables, or a busy season that needs more capital upfront.

KTodayFunding helps business owners find fast, flexible funding paths that support cash flow without overcomplicating the decision.

Check Eligibility
Cash flow dashboard preview

The problem

Opportunities and obligations often arrive before cash is available.

The solution

Review your situation and match with funding options designed around business cash flow.

How it works

From eligibility to decision, without the maze.

1

Fill eligibility form

Start with a few business basics so we can understand your funding need.

2

Upload basic info

Share the minimum information needed to review available options.

3

Get funding decision fast

Receive clear next steps and move forward with the option that fits.

Check Eligibility

Our Services

Fast, flexible funding without the bank run-around.

Merchant Cash Advances help you access capital quickly — without bank delays or red tape. MCAs are agreements on future receivables, built for owners who need to move now.

KTodayFunding offers flexible, affordable MCA options — and a full range of alternative funding matched to your cash flow.

Check Eligibility

Who we serve

Funding for the industries that keep business moving.

From job sites to home care — if your business generates revenue, you can explore options matched to your cash flow.

  • Residential and Commercial Services
  • Restaurant / Catering
  • Construction
  • Childcare
  • Healthcare / Homecare
  • Transportation / Trucking
  • Farming / Agriculture
  • Real Estate
  • Financial Services
  • Medical Professionals
  • Professional Services
  • Residential / Commercial Services
Check Eligibility

No obligation. Fast review. Built for business owners.

Questions before you apply

Frequently asked questions

What types of funding options do you offer?

We specialize in lines of credit, term loans, equipment financing, invoice factoring, and other flexible funding solutions built around your business needs.

Will applying for funding affect my credit score?

No. The initial review uses a soft credit inquiry. If you choose to move forward after review, a hard credit pull may be required and could affect your score.

What are the minimum qualifications to apply?

Basic requirements include at least 1 year in business and $10,000 or more in monthly revenue. We look at the full picture, not only credit score.

Can you fund businesses with less-than-perfect credit?

Yes. Credit is only one part of your story. We evaluate business performance, revenue, cash flow, and potential when reviewing options.

Are there upfront fees or hidden costs?

No hidden fees or surprise costs. Any potential fees are clearly outlined before you accept a funding agreement.

What information do I need to provide?

To apply, you will need basic business information, recent bank statements, and possibly additional financial documentation depending on the funding type.

How quick is the application and funding process?

The online application takes minutes. After a brief expert review, funding may be available as soon as the same day, pending underwriting approval.

What are the rates and terms?

Rates are tailored to your business profile, funding amount, and product type. Terms are presented clearly and designed around cash flow.

Are there industries you do not serve?

We serve a wide range of industries. Our team reviews your specific business and matches you with options that fit your situation.

How much funding can I qualify for?

Funding is based on your business health, revenue, and goals. Available ranges can go from $10,000 to $2,000,000.

Do you help with debt consolidation or credit repair?

We can help streamline business finances through debt consolidation options and guidance that supports stronger financial positioning.

How do you protect my information?

Your privacy matters. We use industry-standard encryption and security protocols to protect personal and business information throughout the process.

Check Eligibility

Ready when you are

See if you qualify in minutes.

Start with a simple eligibility check and get clear funding next steps.

Check Eligibility

No obligation. Fast review. Built for business owners.